The Ultimate Homebuyer Checklist for 2025 (Wilson, NC Edition)

Buying a home is exciting, but it can also feel overwhelming — especially for first-time buyers. The process comes with many steps, deadlines, and decisions. That’s why having a clear checklist is so important.

Here’s your step-by-step 2025 Wilson, NC Homebuyer Checklist:

✅ Step 1: Review Your Credit & Savings

• Pull your credit report and check your score.
• Start saving for your down payment + closing costs.
• Build a small emergency fund to cover post-closing expenses.

✅ Step 2: Get Pre-Approved

• Meet with a local lender to see what you qualify for.
• Ask about different loan options (FHA, USDA, VA, Conventional).
• Get a pre-approval letter before house-hunting.

✅ Step 3: Find a Trusted Local Agent

• Work with someone who knows Wilson’s neighborhoods.
• Your agent will protect your best interests and guide negotiations.

✅ Step 4: Start House Hunting

• Make a “must-have” list vs. “nice-to-have” list.
• Attend showings, ask questions, and stay realistic.
• Don’t forget inspections (yes, even for new construction).

✅ Step 5: Closing Day Prep

• Schedule final walkthrough.
• Review your closing disclosure.
• Bring your ID and certified funds.