Rent vs. Buy in Wilson, NC: What’s Really Cheaper in 2025?

Wilson, NC is growing, and one of the biggest questions I hear from people moving here (and locals, too) is: “Should I rent or buy?” Let’s break it down.

The Average Rent in Wilson vs. Mortgage Payments
As of 2025, the average rent for a 2–3 bedroom home in Wilson is between $1,200 and $1,500 a month. Meanwhile, a mortgage on a $225,000 home (with average interest rates) is often around the same, sometimes even less.

Hidden Costs of Renting
- No equity: every payment is gone at the end of the month.
- Rent increases: most landlords raise rent yearly.
- No tax benefits.

Hidden Costs of Owning
- Property taxes and insurance.
- Maintenance (roof, appliances, etc.).
- Upfront closing costs.

Who Should Rent?
If you’re planning to stay less than 2 years, or still working on credit/savings, renting may be better short term.

Who Should Buy?
If you plan to stay in Wilson 3+ years, buying builds equity, protects against rising rents, and creates stability.

Final Thought
In Wilson, ownership often wins in the long run. With affordability still strong compared to nearby Raleigh and Durham, buying is a wealth-building move for most families.

📲 Shonday Moore, REALTOR® ...